Going Wireless. . .

The internet is ubiquitous. In the card processing world, there are many wireless solutions to use. Your merchant processor should be able to provide you a variety of options to suit your needs. The most recent exciting development is that now 100's of phones (even those flip ones!) can be used to process credit cards, making it easier for the mobile merchant or sales rep to close a deal. How would giving your reps a way to take credit cards while they're out in the field change your business model? The opportunities are endless. . .

 

Everyone's all giddy about the iPhone right now. Indeed, there are many apps you can download from both the Apple and Android markets that will enable you to process cards. DON'T GET LOCKED INTO HIGH RATES! A lot of these processors are taking advantage of the novelty of this technology and are charging exhorbitant rates, but it's been getting better as merchants become more educated. Remember, you need a solution that fits your business (i.e. supports your business growth and creates easy payment relationships between you and your customer). No matter the price, if it's difficult for your clients to pay you, that's one more obstacle to closing a sale. Another way mobile phones can make your life that much easier.

 

Matt Koren is an Independent Credit Card Processor located in Portland, OR. He runs his local company, Priority Payments NW, in addition to his management consulting practice.

 

Here's an example of the multitude of phones that you can process through:

HTC Mogul / XV6800 / PPC6800 / P4000 - Alltel
HTC Touch (CDMA) / XV6900 - Alltel
Motorola Q9c - Alltel
Palm Treo 700wx - Alltel
Apple iPhone - AT&T (Cingular)
Apple iPhone 3G - AT&T (Cingular)
Apple iPhone 3G S - AT&T (Cingular)
Apple iPhone 4
HTC 2125 / 2100 (Faraday) - AT&T (Cingular)
HTC 3125 / Smartflip / 8500 (Star Trek) - AT&T (Cingular)
HTC 8125 / 8100 / MDA (USA) / K-JAM / P4300 (Wizard) - AT&T (Cingular)
HTC Tilt 8925 / TyTN II (Kaiser) - AT&T (Cingular)
HTC TyTN / 8525 / JasJam (Hermes) - AT&T (Cingular)
Motorola Q Global / Q9h - AT&T (Cingular)
Samsung Jack i637 - AT&T (Cingular)
Samsung Propel Pro SGH-i627 - AT&T (Cingular)
Samsung BlackJack II SGH-i617 - AT&T (Cingular)
HP iPAQ Glisten - AT&T Wireless
HTC Touch Pro2 (GSM) - AT&T Wireless
HTC Fuze / Touch Pro (GSM) - AT&T Wireless
LG CU515 - AT&T Wireless
LG eXpo GW820 - AT&T Wireless
LG Shine CU720 - AT&T Wireless
LG Trax CU575 - AT&T Wireless
Motorola KRZR K1 - AT&T Wireless
Motorola RAZR V3 - AT&T Wireless
Motorola RAZR V3i / V3t / V3e / V3r - AT&T Wireless
Motorola RAZR V3xx - AT&T Wireless
Motorola SLVR L7 - AT&T Wireless
Nokia 6555 - AT&T Wireless
Palm Treo 750 - AT&T Wireless
Pantech C3b - AT&T Wireless
Pantech Duo C810 - AT&T Wireless
Pantech Matrix Pro C820 - AT&T Wireless
Research In Motion BlackBerry Curve 8520 - AT&T Wireless
Research In Motion BlackBerry 8700 - AT&T Wireless
Research In Motion BlackBerry 8820 - AT&T Wireless
Research In Motion Blackberry Bold 9000 - AT&T Wireless
Research In Motion BlackBerry Curve 8300 - AT&T Wireless
Research In Motion BlackBerry Curve 8310 - AT&T Wireless
Research In Motion BlackBerry Curve 8320 - AT&T Wireless
Research In Motion Blackberry Curve 8900 - AT&T Wireless
Research In Motion BlackBerry Pearl 8100 - AT&T Wireless
Research In Motion BlackBerry Pearl 8110 - AT&T Wireless
Research In Motion BlackBerry Pearl 8120 - AT&T Wireless
Samsung Access A827 - AT&T Wireless
Samsung BlackJack SGH-i607 - AT&T Wireless
Samsung SGH-A227 / A226 - AT&T Wireless
Samsung SGH-A717 - AT&T Wireless
Samsung SGH-A727 - AT&T Wireless
Samsung SGH-A737 / SGH-A736 - AT&T Wireless
Samsung SGH-A777 - AT&T Wireless
Samsung SGH-D357 - AT&T Wireless
Samsung SGH-D407 / D347 - AT&T Wireless
Samsung SGH-P777 - AT&T Wireless
Samsung SLM SGH-A747 - AT&T Wireless
Samsung SYNC SGH-A707 - AT&T Wireless
Sony Ericsson W300 / Z530 - AT&T Wireless
Sony Ericsson W580 / S500 - AT&T Wireless
Sony Ericsson Z310 - AT&T Wireless
Sony Ericsson Z520 / Z525 - AT&T Wireless
HTC 5800 / Fusion / S720 - Qwest Wireless (Verizon)
HTC Mogul / XV6800 / PPC6800 / P4000 - Qwest Wireless (Verizon)
HTC Hero (CDMA) - Sprint
HTC Snap S511 (CDMA) - Sprint
HTC Touch Pro2 (CDMA) - Sprint
HTC Mogul / XV6800 / PPC6800 / P4000 - Sprint
HTC Touch (CDMA) / XV6900 - Sprint
HTC Touch Diamond - Sprint
HTC Touch Pro (CDMA) - Sprint
LG Rumor2 / Banter / UX-265 - Sprint
LG Fusic / LX-550 - Sprint
LG Lotus / LX 600 - Sprint
LG LX-160 / Flare - Sprint
LG Muziq / LX-570 - Sprint
LG Rumor / Scoop / UX-260 - Sprint
Motorola L7c - Sprint
Motorola Q9c - Sprint
Motorola RAZR V3m - Sprint
Motorola RAZR2 V9m - Sprint
Motorola Red RAZR - V3m - Sprint
Palm Treo Pro (CDMA) - Sprint
Palm Treo 700w - Sprint
Palm Treo 800w - Sprint
Research In Motion BlackBerry 8830 - Sprint
Research In Motion BlackBerry Curve 8330 - Sprint
Research In Motion BlackBerry Curve 8350i - Sprint
Research In Motion BlackBerry Pearl 8130 - Sprint
Research In Motion BlackBerry Tour 9630 - Sprint
Samsung Ace SPH-i325 - Sprint
Samsung Instinct M800 - Sprint
Samsung M510 - Sprint
Samsung MM-A900 / SPH-A900 / Ace - Sprint
Samsung SPH-Z400 - Sprint
Sanyo Katana DLX / 8500 - Sprint
Sanyo Katana II 6650 - Sprint
Sanyo MM-7500 - Sprint
Sanyo SCP-3200 - Sprint
Sanyo SCP-7050 - Sprint
Sanyo SCP-8400 - Sprint
UTStarcom PPC-6700 / XV-6700 / HTC Apache - Sprint
HTC 5800 / Fusion / S720 - Sprint / Nextel
HTC Mogul / XV6800 / PPC6800 / P4000 - Sprint / Nextel
Motorola Q - Sprint / Nextel
HTC 8125 / 8100 / MDA (USA) / K-JAM / P4300 (Wizard) - SunCom (T-Mobile)
HTC Dash / S620 / S621 (Excalibur) - SunCom (T-Mobile)
HTC MDA Compact / xda II mini / JAM (Magician) - SunCom (T-Mobile)
HTC Dash 3G / Snap - T-Mobile
HTC myTouch 3G / Magic - T-Mobile
HTC Nexus One - T-Mobile
HTC Touch Pro2 (GSM) - T-Mobile
HTC 8125 / 8100 / MDA (USA) / K-JAM / P4300 (Wizard) - T-Mobile
HTC Dash / S620 / S621 (Excalibur) - T-Mobile
HTC G1 - T-Mobile
HTC Pocket PC Phone (Space Needle) - T-Mobile
HTC SDA (USA) / SP5m (Tornado) - T-Mobile
HTC Shadow - T-Mobile
HTC Shadow (2009) - T-Mobile
HTC Wing / P4350 (Herald) - T-Mobile
Motorola RAZR V3i / V3t / V3e / V3r - T-Mobile
Motorola W490 / W510 / W5 - T-Mobile
Nokia 5300 - T-Mobile
Nokia 6126 / 6131 / 6133 - T-Mobile
Research In Motion BlackBerry 8700 - T-Mobile
Research In Motion BlackBerry 8800 - T-Mobile
Research In Motion BlackBerry 8820 - T-Mobile
Research In Motion BlackBerry Curve 8320 - T-Mobile
Research In Motion Blackberry Curve 8900 - T-Mobile
Research In Motion BlackBerry Pearl 8100 - T-Mobile
Research In Motion BlackBerry Pearl 8120 - T-Mobile
Research In Motion BlackBerry Pearl Flip 8220 - T-Mobile
Samsung Behold II - T-Mobile
Samsung Katalyst SGH-T739 - T-Mobile
HTC Mogul / XV6800 / PPC6800 / P4000 - U.S. Cellular
Motorola Q - U.S. Cellular
Motorola Q9c - U.S. Cellular
HTC Droid Eris - Verizon Wireless
HTC Ozone - Verizon Wireless
HTC Touch Pro2 (CDMA) - Verizon Wireless
HTC 5800 / Fusion / S720 - Verizon Wireless
HTC Mogul / XV6800 / PPC6800 / P4000 - Verizon Wireless
HTC Touch (CDMA) / XV6900 - Verizon Wireless
HTC Touch Diamond - Verizon Wireless
HTC Touch Pro (CDMA) - Verizon Wireless
LG enV Touch VX-11000 - Verizon Wireless
LG enV2 (VX-9100) - Verizon Wireless
LG VX-5300 / UX-245 / AX-245 - Verizon Wireless
LG VX-5400 - Verizon Wireless
Motorola Devour - Verizon Wireless
Motorola Droid A855 - Verizon Wireless
Motorola Q9c - Verizon Wireless
Motorola Q9m - Verizon Wireless
Palm Treo 700wx - Verizon Wireless
Pantech PN-820 - Verizon Wireless
Research In Motion BlackBerry 8800 - Verizon Wireless
Research In Motion BlackBerry 8830 - Verizon Wireless
Research In Motion BlackBerry Curve 8330 - Verizon Wireless
Research In Motion BlackBerry Pearl 8130 - Verizon Wireless
Research In Motion BlackBerry Pearl Flip 8230 - Verizon Wireless
Research In Motion BlackBerry Tour 9630 - Verizon Wireless
Samsung Gleam SCH-U700 / Muse - Verizon Wireless
Samsung Saga i770 - Verizon Wireless
Samsung SCH-i760 - Verizon Wireless
UTStarcom PPC-6700 / XV-6700 / HTC Apache - Verizon Wireless